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What is a credit check, and what are its benefits?

To avoid a payment reminder or a potential court dispute, it is important to know who you are dealing with in advance. What is your customer’s credit rating? This can be easily determined with a credit check.

We provide you with a written assessment and consultation regarding your customer’s financial solvency. If you already have a payment defaulter, we are also happy to assist you in collecting the outstanding claim.

Credit check at a glance.

Why conduct a credit check on your customer?

Risk assessment

Avoid payment defaults

“Credit” originates from the Latin word “bonitas,” meaning good quality. In a credit inquiry, companies and individuals are evaluated on whether they are in “good shape” and likely to pay your invoices.

Types of data reviewed for credit checks:

Personal data

Economic information

Payment behaviour

To prevent unpaid invoices from arising, we recommend Inkasso Merkur’s credit inquiry. You will receive valuable information about individuals and companies in Europe, supporting you in decisions and selecting business partners.